It’s an unfortunate fact that thousands of people are still falling victims to ID theft. These victims endure months and even years of nightmare, fixing their credit report and gaining back their identity. When an I. D. theft criminal gains access to your personal information, they can sign up for a new driver’s license and new visa cards under your name as well open new banking balances get a mortgage and buy a new car.
Most I. D. theft criminals make an application for an address change so your debts and statements are diverted to their stipulated address so that you won’t realise that someone else is using your name. Using these schemes, you won’t ever know that someone else has been using your name and running up your credit. For plain reasons, these folk would not be financially responsible to the charges and debts that’ll be incurred. After the ID thieves have exhausted your credit and funds, you will be left with all of the liabilities and by then, the rest will be too late.
Our present society is distinguished by plastic cash, expansion of net transactions and exhaustion of information from data mines. Everybody is not at risk of ID theft. Then again, there are preventive steps that one can do to prevent Internet fraud :
1.Protecting ones personal information. This is a crucial step in online identity theft protection. The extent of crime that will be kicked off by I. D. theft criminals largely depends on the personal info that they may gather from their activities. Everyone should be careful about to whom they share their information with since identity thieves can pose as representatives of varied establishments and they will establish contact with you. They are going to tell you of a certain problem and they will require that you confirm your account or card info with them. It is very important that whenever calls or e-mail of this sort are received, you should attempt to verify first the identity of the caller and whether they are permitted representatives or not.
2.Protect your passwords and PIN numbers. Each individual must avoid using their social security number for their passwords or pin numbers. These are simply recognized and can noticeably compromise your information.
3.Leave your social security card at home. Wherever you’re going, you should never bring your Social Security ID unless you’re going to use it for any transaction. Avoid giving it out to people you are not acquainted with unless you the other individual is a sanctioned representative of a loan agency or bank. Whenever it’s possible also, avoid bringing any documents like passports and birth certificates unless they’re needed. That also goes the same for your credit cards. If you have a number of visa cards, bring only the cards that you will use for your purchase. The less documents or cards that you bring, the less information will be compromised.
If you seriously need to dodge ID theft, then you need to take all the necessary precautions to guard your personal information.