FunnyMunnee Financial Comics

FunnyMunnee Financial Comics
Membership site that drips out one funny financial comic everyday.
FunnyMunnee Financial Comics

Insider’s Guide to Successful Importing from the Third World
Learn How-to Start Your Own Business Importing from the Third World and The Money Will Follow! With 30+ years in the business importing from the Third World, I’ll teach you all you need to know to become successful in import export business.
Insider’s Guide to Successful Importing from the Third World

Investment Property Success
There is an amazing new e-book called “Investment Property Success”. It covers nearly everything you need to know about how to successfully own multiple residential investment properties.
Investment Property Success
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Timeshare Scams Uncovered

It seems every day now I hear another timeshare scam . The timeshare industry is known for scams. And when you hear the scam you wonder how people fall the scam. That’s until the scam happens to someone close to you. Recently, a family member (Walter) told me he was called by his timeshare resort company to rent his week out for him. The more I heard about the story, the more I smelled a scam. Let me tell you about timeshare scams, the tell-tale signs of a scam, and how to avoid timeshares scams so you don’t find yourself falling them .

Walter told me that the resort developer could rent the week for $2,500 and they would charge him a $1,300 up-front fee. I thought that sounded a little fishy . I was surprised that a resort of that stature would do that. So I asked some more questions. I told him to have them call me to talk it over. Let the fun begin.

The company rep called me and I had my questions ready. It turns out that it wasn’t the resort developer at all. It was some company from Florida. They explained to me that they could rent out his studio week in Cancun for the “standard rate” of $2,500. Obviously I challenged that. The more I dug, the more I found out. They weren’t “renting” the week since they were not Realtors. They weren’t handling the transaction. The only thing they were offering was to advertise it. And if it didn’t rent, there were no refunds. No specifics about how they advertised either. While on the phone I did a quick Google search on their name and story after story came up about people they had ripped off. The story was always the same. The company took the customer’s money and ran. The amounts of money they charged varied but the ending was the same. Suffice it to say I told them to never call me or Walter again. SCAM!

So what are the signs of a timeshare scam? Let’s review them.

* Don’t pay an upfront fee – As soon as they ask for that, run. Once they have your money, they have absolutely no incentive to work.

* Verify everything they tell you . Every scam is always the same. It’s some call center operation in Florida making outbound calls to elderly timeshare owners. They sound very friendly on the phone but you have no idea who they are. They will tell you what you want to hear. Check Google, the BBB, and the State Attorney General.

* Tip: Tell them you are recording – To ward off scammers I always tell them I am recording the call and ask for their permission. That usually puts them back on their heels. You’ll know right away who is full of it.

* Get specific – I asked them specifically “You are going to rent this for $2,500?” The answer I got back: “No, we are not realtors. We can only advertise. And there is no guarantee we can get $2,500. It depends on how flexible you are on the offers we get.” Once I started asking questions, the whole story came crashing down like a house of cards.

* Suggested Questions: What specifically are you doing for this money? Is there a refund? Are there any complaints currently filed against you with the Better Business Bureau ? Can you show me proof in writing that you have rented units before for this price? Is there a way for you to get paid out of the proceeds of the rental?

Timeshares are fun but the industry does have its fair share of scams and then some. However you get there, IntervalWorld or RCI.com, timeshare vacations are great for the family. But remember “Caveat Emptor” (Buyer Beware). The victim feels powerless by the caller. Trust me; you are smart enough to handle this . Just ask a few questions and you’ll be surprised at how quickly you get that feeling in your gut. And once you get that…hang up.


Take a vacation for free! Trade your unused timeshare for another timeshare at over 4,000 resorts worldwide without using IntervalWorld or RCI.com. Come see us at TimeshareJuice!

How To Best Spot Online Scams and Frauds

Online scams and frauds are big business, but only for the scammer and fraudulent delinquent. The problem is that half of the guilty parties who debut these scams to make money, honestly do not have precise intentions to unveil them as scams and rip offs to take your money. Most of these guys just have a quick, not fully thought out plan or system to offer, and really do not care how it works for those who buy into them.

Now there are some who are specifically out there just to take you. For example, the notorious email scams that have been pretty viral the last several years. Usually they are from Nigeria or some other African country, with promises of millions to you, and all you have to do is pay the transfer fees. Yeah, right.

First things first, normally these scams and frauds are presented in magnificent fashion, with promises of huge amounts of money, and only a few buttons to click to receive these massive returns. Now contrary to what most believe, there are ways to make massive amounts of money online, and fast, but there is work to be done in order to get these payouts. If there is no clear strategy given on how to receive this money, than more than likely you can chalk it up as a scam or fraud.

Even these systems of gaining huge amounts of traffic to your site or affiliate link with only a click of a few buttons are, in a word, unrealistic. Now do not get me wrong, as I have stated, there are ways to get these huge payouts and even hoards of traffic very quickly, but some work has to be done in order to reap these benefits.

There was one so-called email scam that existed that claimed it was highly noted by Oprah, 20/20, and even CNN, and people were making anywhere from $40,000-$800,000 in less than a month. The thing with this email was that it actually was not like any of these scams and frauds. However, it only worked if people bought into it. Of course, very few did. And since only very few did, not many people saw this kind of money, and most simply labeled it an email scam. This was a case where skepticism outweighed faith, and a bad name was given to something that could have worked for everyone who received this email. Plus, most people do not have a great, responsive email list to blast to, and copy and pasting was a bit tedious.

Understand that these scams and frauds are real. And there are people out there that only want to take your money, with no conscious at all. However, just because something is not of your forte, does not label it a scam. Do your due diligence first. Find out more about the particular product or system you are reviewing. Ask around! When all else fails, weigh your options and make a decision on whether or not that particular product or system is even worth your money and time to invest in. Nowadays, most programs have a money back guarantee. And if your transaction is made through mediums such as PayPal, you will get your money back.

The bottom line is, if there are claims of you standing to make thousands overnight, and there seems to be no kind of work to be done, it is more than likely a scam. A lot of these salescopy pages for these scams and ripoff sites are dead giveaways anyway. Check the administration or customer service email and ask questions. Most of these sites will not even give you response in the first place. Find out more. If the product or system is genuine, it will be brought to light before you dip into your account for them.


Harold S is a seasoned internet marketer and writer of over 5 years. His work ranges from CPA approvals to video marketing. With a concentration on creating income streams online with the least amount of work, he has decided to focus more on giving insight via article marketing. Click here to view his partnered blog site: http://www.makingmoneygiving.com/Larry-Sabers-blog

Home Business Scam: Watch Out for These Latest Scams!

are becoming more prevalent these days because of the increased popularity of home based jobs. It is sad to see people falling into the trap to such Cons and usually these Cons are pointed at , the elderly and also disabled people. If you are looking for a work at home career, then you must know how to determine these scams and avoid becoming a victim.

Here are some examples of some work at home business scams:

Scam #1: Envelope Stuffing
This is the classic con which many of us has come across at least once in the past. You see an advertisement or a junk mail announcing that you can gain $1-$2 for every envelope you stuff. Sounds like you can earn money easily, right?? Think again. Most of the time, you need to pay a start-up fee of somewhere $30 or more to join the envelope stuffing program. When you receive the start-up package, you realize that the instruction tells you to spread the word about this envelope stuffing business, then you will get paid. The trick is that they want you to help in earning the start-up fees by sending out the same junk mail you received in the first place. The trick is to get your start-up fee (your money!) first before you realize how this home based business scam really works.

Scam #2 : Processing Medical Bills
This requires you to pay anywhere from $300 to $900 for the tools you need to start your own medical billing service at home. They will promise you some advanced billing software as well as a list of would be clients in your neighborhood. Don’t you think that most medical institutions would process their own medical bills or outsource the processing to a legitimate company, instead of individuals with no experience or knowledge whatsoever? When the package arrives (if it ever does!), you will find that the software is not up-to-date or does not work at all and the list of customers is just plain wrong. Chances are you will never be able to get a refund..

Scam #3 : Craft Assembly
In this home based business scam, you are told you will be given an extremely huge amount of money for every toy, doll, jewelry or other craft item you assemble at home. In order to start, first you are required to pay a start up fee to receive a starter pack which includes instructions and parts. When you are done assembling the product, you are told by the company that they do not meet their specifications therefore you will not get paid for it. Actually you will never be able to reach their expectations because the scam gets money by selling the starter packs. At the end of the day, you are left with a bunch of unwanted products cluttering up your home.

Scam #4 : Data Entry
There are numerous advertisements and postings for data entry opportunities on the Internet and even on online employment sites. All you need to do is just pay $10 to purchase a training package and they would send you all the training materials. You should also see that the job scope is normally very blurry and no prior experience is required. The “job description” is usually that you will need to mail out advertisements and brochures similar to the one you received to other unsuspecting victims. Once they pay up the $10, then you will get half of the money and the person who recruited you will receive half as well.

Scam #5 : Email Processing
This scam is actually similar to the classic envelope stuffing scam stated above. Typically you will be required to pay an upfront fee of about let’s say $49.95 to receive an instruction manual and an email distribution list. The instructions will inform you how to process the emails and you will supposedly get about $25 for each email processed! Seems like the ideal work at home opportunity, doesn’t it?? Wrong! The instructions they send you are actually on how to spam other people’s emails with the same advertisement which motivated you to pay $49.95 in the first place. Then when another unsuspecting person (like yourself) takes the bait and pays $49.95, the spam company will (maybe) pay you your $25.

Ask yourself, is that the kind of work at home job you want to invest your precious time doing? Is it ethical? Is it legal? You are actually associating yourself with a con if you join such work at home business scams, which disguise themselves as genuine opportunities. One thing working from home moms should know is that there is no shortcut to success. Yes, sometimes with luck you can get there speedier than others but most of the time, it takes lots of effort and then some.


Stella Parks is a 28 year old corporate slave, determined to spread the word on “work at home” opportunities to Mums everywhere. Visit her blog at Mummy’s Home Biz for useful info, advice, tips and more to help you become a successful work at home Mum.

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