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Identity Theft Facts Revealed

Does it worry you that someone may break into your house at night and rob you? Luckily, you probably have taken steps to prevent that since you are aware of the threat. But what about your online identity – is that also protected and safe? If your answer to this is no, then please read on for more information. Don’t let identity theft catch you off guard.

You say you aren’t that worried about it? OK, so you don’t go online to make a lot of purchases. Did you know that your information is already being stored in numerous databases around the country, even though you don’t shop online? If you have a credit card, any kind of loan, an account with your utility company, even having an iPhone or other smart phone that you use, your information can be vulnerable to web hackers. The scams and schemes these criminals have devised over the past few years is astonishingly clever, and they get better at it every year. In fact many supposedly secure databases have been hacked into the in the recent past, some with millions of accounts. This has become almost routine, and no end is in sight. Most of these thefts aren’t even making the news, since the companies involved don’t want you to know about the break-in.

So what can be done to protect yourself? Of course experts recommend checking your bank balance and credit card statements routinely to make sure there aren’t any unauthorized charges. But what if someone finds your credit card statement you threw away in the trash? They can actually pull this information and with a few other items from your identity, create an alternate identity that you would be totally unaware of. Sounds scary, I know. It happens almost every hour and every day in this country, and in many ways.

If you download music onto your iTunes account on your computer, and also routinely “share” songs with others from so-called sharing networks such as Limewire and Kazaa, hackers may have planted viruses in any one of the songs you downloaded. Unknown to you, this virus may open up a port on your PC while you are not aware, and send information to the hackers PC in another country. This is another reason you should also have a strong anti-virus software, but many people don’t even realize how important these things are and fail to exercise caution.

There are also other ways that criminals can steal your identity, such as Vishing (virtual phishing) – sending text messages or emails that mimic contacts you already know and trying to get your social security number or even your bank login and password. You would never fall for that though, right? Many people unfortunately do, and without some kind of protection their identities are stolen and their credit is ruined in a matter of days or weeks.

Criminals have gotten much smarter over the years, since they know that people are more aware of their tactics. Coming up with newer and better scams is all they do! So each year more people lose their good credit, lose thousands of dollars from their bank accounts, or have many thousands of dollars charged to their credit cards. Without any type of protection, it is hard to restore your good credit again and can take years. Don’t go without protection any longer, take steps today to protect your financial future.

Learn more about identity theft protection now and sleep safer at night!

How To Prevent Getting Caught With Google Adsense Click Fraud

Some website owners or bloggers are getting their Google Adsense accounts suspended indefinitely or terminated when they themselves have done nothing wrong to warrant such penalty. However, with the allure of making money with Adsense, the majority would definitely want to get back into the Adsense business (if only they can get back again). But the best way to prevent such penalty, one should do things that are conducive to “Anti-Click-Fraud” and thereby minimizing such penalties from taking place.

So what is Click Fraud?

Click Fraud (also commonly known as Pay-Per-Click Fraud or PPC Fraud) is the practice of artificially inflating traffic statistics through various means to defraud advertisers. In the usual Pay-Per-Click advertising model, advertisers remunerate a fee for each click on their links. Google Adsense is aware of this notorious practice, thus do not tolerate such act to protect the interests of the advertisers.

How can you foreseen without getting involved in such fraud?

The majority of the web hosts offers access logs. When you find any suspicious activity on your site, it is advisable that you hand over such access logs to Google. It helps to have a click monitoring software. If you do not have one, you are encouraged to get because most of this software is free. As usual, send all this information you have gathered to Google. Such problem is serious cause you would like Google to trust that you are assisting them and in no way a part of the suspicious activity.

google_ad_channel = “7940249670, ” + AB_cat_channel + AB_unit_channel;
google_language = “en”;
google_ad_region = ‘test’;

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Cyber Crime Facts To Save Your Life

Do you ever worry about having your identity stolen by online cyber-criminals? Maybe you haven’t thought that much about it, or don’t know anyone that has had a problem with it yet. However identity theft and online theft are actually the fastest growing white collar crimes. Here are some of the scary facts about identity theft protection.

Don’t be fooled, there are many ways for a thief to steal your identity. In most cases, theft of your identity is to actually setup a new identity with the same information, only a different address in another city or even another state. This way the person can open up credit cards and lines of credit using your information, and sending the bills to their new phony address. In some cases, online cyber-criminals just want your credit card information so they can rack up some quick purchases. By the time you realize you’ve been had, it’s usually too late. And naturally they don’t pay the bill when it comes due, so it hurts your credit and your financial future.

Don’t see this as the only reason online predators will steal your identity. There is also an underground market for American social security cards in this country, which are then purchased by illegal aliens so they can find work. The numbers are hard to pinpoint exactly, but it’s estimated that many thousands of Americans have their social security numbers used for illegal purposes every year. In many cases, the number will be posted on an online chat room and stolen by many different people, used over and over for cyber-crime. This is most people’s worst nightmare, and it happens more each year.

So what can be done to stop or at least minimize your chances of having your identity stolen by cyber-criminals? Take steps to protect yourself online by changing passwords frequently and making them more secure, especially credit card and banking logins. Be proactive by checking your financial accounts on at least a weekly basis, to see if any charges have been made you aren’t aware of or haven’t authorized. It may sound obvious, but never throw away anything with your bank information, credit card number, or social security number on it unless it is shredded completely by a high-end shredder (ones that make confetti, not just strips of paper).

Protecting yourself online also means never trust any email that asks for personal information. Remember, your bank and credit card companies will never ask you for this information, especially your password. If there is ever a problem with your bank account, they will send it through the mail directly. Phishing scams have become almost a daily occurrence, even a joke to many. The prince of Nigeria wants to send you money? Don’t believe it, and don’t believe anybody that wants to send you a check after you simply forfeit your credit card number for “security purposes”. These scams sound silly and stupid, but every year people fall for them. They get more sophisticated in nature every year too, so just be aware.

Of course for the ultimate in peace of mind, get protection and monitoring of your information by a company that specializes in this service. Many banks have a program that you can sign up for called “identity insurance” which basically bails you out after the fact. That’s better than nothing, but wouldn’t you rather have a company monitoring your information 24/7 to make sure it doesn’t get stolen? There are several companies such as Lifelock that provide this service for a reasonable charge. Perhaps it’s time to secure your information before it’s too late. Don’t let identity theft services ruin your credit history!

Identity Theft Facts To Avoid Being A Victim

Have you heard the news that the fastest growing crime in the U.S. is identity theft? If not, you should stick around and read this article. You must find out the truth about identity theft to avoid being a victim of this yourself.

Here are the scary facts about this crime: It’s the fastest growing crime in America • Every year from 500,000 to 1 million people are robbed of their identity in the U.S.

• The costs? Over $50 billion in the past 5 years alone

• On average it takes from 6 months to 2 years to recover from an ID theft

These facts are actually several years old, since it’s hard to gather information when many cases aren’t discovered until much later. Not only that, if steps aren’t taken by most Americans to stop these thieves it will only get worse. So how do thieves actually go about stealing someone’s identity? It sounds complicated, but in many cases it’s very easy due to the lack of knowledge surrounding identity protection. Many time thieves simply go through a persons garbage after it’s set out at night, hunting for any scrap of paper such as a bill, especially a credit card statement, or anything with your full name and address. The are several pieces to the puzzle the thieves need, but they are persistent and clever in most cases. Once they get your information, they’re in.

Other methods they use are stealing from your mail box – have you ever had bills or credit card statements that don’t show up on time? It’s a good idea to have these sent to you online if at all possible, unless you have a secure mail box. Otherwise you are at risk for thieves to take your bills and steal your identity quickly. An even easier method is for someone to steal a receipt after you have used your credit card or even your debit card, getting your number and signature in the process. If they charge purchases to your credit card, you can be reimbursed in most cases. But if thieves steal your debit card information you may lose it all, every thing in your account, and in most cases banks do not care enough to reimburse you.

Have you ever heard of “skimming”? No, not the kind where you skim rocks over a pond. Skimming is a technique where thieves steal your credit card information by running your card through a small magnetic device that captures your number and pin, before processing the card for a purchase such as at a restaurant. Skimming devices have also been seen at gas station dispensers, and even ATM’s at many banks. Once they are noticed, of course they are removed. The thieves however are rarely caught, and get away with the card numbers they have already stolen since they rack up charges immediately on them.

Once an identity thief gets your information, they can open multiple accounts in your name including credit cards and other store accounts. The bills are sent to alternate addresses, so you may not notice anything is amiss until you check your credit score a year later and notice it has been dropping steadily since. Recovery is painful and lengthy in most cases, although if caught early you can minimize the damage. The best way to avoid all of this in the first place? Make sure you have a plan that will monitor your credit report and credit score 24 hours a day. There are several companies that do this, and they take the worry out of this process for you. Don’t lose it all to identity thieves, make sure you take steps today to protect your financial future. Don’t let the identity theft get the best of you.